There’s no reason not to shop around these days for better rates. You can get quick approximate quotes from dozens of different websites — not like the “old days” when shopping around for insurance could take the better part of a day.
I check insurance regularly every 6 months and usually switch every 2 years on average. Don’t just go by name brands that are advertising all over the place. They may have good policies, but often I’ve been able to save the most (and keep good coverage) by going with relatively unknown companies.